Explanation of Change

Workspace expense reports whose only expense is a pending (unposted) Expensify Card transaction were being counted in the "Submit" to-do and shown a Submit button, even though such a report can't be submitted until the transaction posts (its own next-steps text already says so).

The to-do buckets are classified by isSubmitAction in src/libs/ReportPrimaryActionUtils.ts. Its hasNoSubmittableTransaction guard already excluded reports whose transactions are all scanning / smartscan-failed, but it did not account for all-pending reports. The sibling isApproveAction in the same file already excludes all-pending reports, so Submit was inconsistent with Approve.

This adds isPending(transaction) to the hasNoSubmittableTransaction check. Because all four surfaces (Home/For You tile, Inbox/Search "Submit" badge, Spend count, and the report-level Submit button) derive from this single predicate, one change fixes all of them.

This is the same family of bug as #637331 (all-held reports), but for pending card transactions. The server-side parallel is handled in a companion Auth PR so the prefetched Search snapshot agrees with the client.

Fixed Issues

$ https://github.com/Expensify/Expensify/issues/653982
PROPOSAL:

Tests

1. Set up a Collect/Control workspace where you are the submitter, with an Expensify Card.
2. Create a workspace expense report whose only expense is a pending (unposted) card transaction (still pending, not yet posted).
3. Open NewDot Home (For You): verify the report is not counted in the "Submit" tile.
4. Open Inbox and the Search type-menu: verify the "Submit" badge does not count the report.
5. Open the Spend tab: verify the report is not included in the Submit count.
6. Open the report itself: verify no Submit button is offered and next-steps says the transaction is still pending.
7. Add a second, normal (posted) expense to the same report and verify the report is now submittable (Submit prompt/button reappear), confirming only all-pending reports are excluded.

• Verify that no errors appear in the JS console

Offline tests

Same as Tests. The to-do counts are derived locally from Onyx data (ONYXKEYS.DERIVED.TODOS), so the pending report should be excluded from the Submit to-do while offline as well.

QA Steps

Same as Tests.

• Verify that no errors appear in the JS console

PR Author Checklist

• I linked the correct issue in the ### Fixed Issues section above
• I wrote clear testing steps that cover the changes made in this PR
  • I added steps for local testing in the Tests section
  • I added steps for the expected offline behavior in the Offline steps section
  • I added steps for Staging and/or Production testing in the QA steps section
  • I added steps to cover failure scenarios (i.e. verify an input displays the correct error message if the entered data is not correct)
  • I turned off my network connection and tested it while offline to ensure it matches the expected behavior (i.e. verify the default avatar icon is displayed if app is offline)
  • I tested this PR with a High Traffic account against the staging or production API to ensure there are no regressions (e.g. long loading states that impact usability).
• I included screenshots or videos for tests on all platforms
• I ran the tests on all platforms & verified they passed on:
  • Android: Native
  • Android: mWeb Chrome
  • iOS: Native
  • iOS: mWeb Safari
  • MacOS: Chrome / Safari
• I verified there are no console errors (if there's a console error not related to the PR, report it or open an issue for it to be fixed)
• I followed proper code patterns (see Reviewing the code)
  • I verified that any callback methods that were added or modified are named for what the method does and never what callback they handle (i.e. toggleReport and not onIconClick)
  • I verified that comments were added to code that is not self explanatory
  • I verified that any new or modified comments were clear, correct English, and explained "why" the code was doing something instead of only explaining "what" the code was doing.
  • I verified any copy / text that was added to the app is grammatically correct in English. It adheres to proper capitalization guidelines (note: only the first word of header/labels should be capitalized), and is either coming verbatim from figma or has been approved by marketing (in order to get marketing approval, ask the Bug Zero team member to add the Waiting for copy label to the issue)
• If a new code pattern is added I verified it was agreed to be used by multiple Expensify engineers
• I followed the guidelines as stated in the Review Guidelines
• I tested other components that can be impacted by my changes (i.e. if the PR modifies a shared library or component like Avatar, I verified the components using Avatar are working as expected)
• If any new file was added I verified that:
  • The file has a description of what it does and/or why is needed at the top of the file if the code is not self explanatory
• If a new CSS style is added I verified that:
  • A similar style doesn't already exist
  • The style can't be created with an existing StyleUtils function (i.e. StyleUtils.getBackgroundAndBorderStyle(theme.componentBG))
• If new assets were added or existing ones were modified, I verified that:
  • The assets are optimized and compressed (for SVG files, run npm run compress-svg)
  • The assets load correctly across all supported platforms.
• If the PR modifies code that runs when editing or sending messages, I tested and verified there is no unexpected behavior for all supported markdown - URLs, single line code, code blocks, quotes, headings, bold, strikethrough, and italic.
• If the PR modifies a generic component, I tested and verified that those changes do not break usages of that component in the rest of the App (i.e. if a shared library or component like Avatar is modified, I verified that Avatar is working as expected in all cases)
• If the PR modifies a component related to any of the existing Storybook stories, I tested and verified all stories for that component are still working as expected.
• If the PR modifies a component or page that can be accessed by a direct deeplink, I verified that the code functions as expected when the deeplink is used - from a logged in and logged out account.
• If the PR modifies the UI (e.g. new buttons, new UI components, changing the padding/spacing/sizing, moving components, etc) or modifies the form input styles:
  • I verified that all the inputs inside a form are aligned with each other.
  • I added Design label and/or tagged @Expensify/design so the design team can review the changes.
• I added unit tests for any new feature or bug fix in this PR to help automatically prevent regressions in this user flow.
• If the main branch was merged into this PR after a review, I tested again and verified the outcome was still expected according to the Test steps.

Screenshots/Videos